Credit Stats
- tchn77
- Jan 19, 2014
- 2 min read
Amex Platinum
Opened: 12/2014
Offer: 40k Membership Reward Points after $3k spend in 90 days
Annual Fee: $450, $175 for up to 3 authorized users
Instant Approval: Yes, online
FICO score: 757
Initial Credit Line: No present spending limit
Current Credit Line: $5k (Financial Review about 2 weeks after opening)
Monthly Spend: $1.5-$2k
Amex Blue Cash
Opened: 10/2012
Offer: $100 Cash Back after $1k spend in 90 days
Annual Fee: None
Instant Approval: No, about 5-7 days
FICO score: 751
Initial Credit Line: $2k
60 Day CLI: $6k, soft pull
6 Month CLI: $8k, soft pull
Current Credit Line: $3.1k (Financial Review after opening Platinum card)
Monthly Spend: $100-$300
Amex TrueEarnings Costco
Opened: 4/2014
Offer: $75 Statement Credit
Annual Fee: None; Costco membership required
Instant Approval: Yes, at Costco
FICO Score: 765
Initial Credit Line: $2k
60 Day CLI: $6k, soft pull
6 Month CLI: $8k, soft pull
Current Credit Line: $3.1k (Financial Review after opening Platinum card)
Monthly Spend: $200-$400
Barclays Arrival+
Opened: 10/2013
Offer: 40k Miles after $3k spend in 90 days
Annual Fee: $89, waived first year (Call to waive after first year)
Instant Approval: Yes, online
FICO Score: 763
Initial Credit Line: $5k
One Year CLI: $10k, hard pull
Current Credit Line: $10k
Monthly Spend: $300-$1000
US Bank Cash+
Opened: 4/2015
Offer: None
Annual Fee: None
Instant Approval: No, 7-10 days
FICO Score: 732
Initial Credit Line: $5k
Current Credit Line: $5k
Monthly Spend: $100-$200
Lowes Consumer by Synchrony
Opened: 2/2015
Offer: 10% off first purchase
Annual Fee: None
Instant Approval: Yes, in store
FICO Score: 740
Initial Credit Line: $6k
4 month CLI: $35k, soft pull
Current Credit Line: $35k
Monthly Spend: $0-$200
Overstock by Comenity
Opened: 6/2015, Pre-Approved Email Offer
Offer: 10% Purchase
Annual Fee: None
Instant Approval: No (Address differed from Pre-approved Address, called Recon)
FICO Score: 732
Initial Credit Line: $20k
Instant CLI: $20.4k, soft pull
Current Credit Line: $20.4k
Monthly Spend: $0-$100
Sportsman Guide Visa by Comenity
Opened: 6/2015, Shopping Cart Method, Soft pull only
Offer:
Annual Fee: None
Instant Approval: Yes, online
FICO Score: 732
Initial Credit Line: $15k
Current Credit Line: $15k
Monthly Spend: $0
Fidelity Investments Retirement Amex
Opened: 4/2013
Offer: None
Annual Fee: None
Instant Approval: Yes, online
FICO Score: 753
Initial Credit Line: $4k
1 year CLI: $10k, hard pull
Current Credit Line: $10k
Monthly Spend: $0-$100
Discover
Opened: 5/2011
Offer: None
Annual Fee: None
Instant Approval: Yes, online
FICO Score: 720
Initial Credit Line: $750
3 yr CLI: $2.75k, soft pull
4 yr CLI: $3.75k, soft pull
4 yr 1 month CLI: $5.25k soft pull
Current Credit Line: $5.25k
Monthly Spend: $0-$20
Capital One Venture
Opened: 9/2014
Offer: 40k points after $3k spend in 90 days
Instant Approval: No, 7-10 days
FICO Score: 757
Initial Credit Line: $50k
Current Credit Line: $50k
Monthly Spend: $0-$7k
Wells Fargo Platinum
Opened: 9/2010
Offer: None
Instant Approval: Yes, applied in Branch
FICO Score: no previous credit
Initial Credit Line: $500
4 yr CLI: $2.1k, soft pull
Current Credit Line: $2.1k
Monthly Spend $0
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